CREDIT RESTORATION + CREDIT BUILDER

WELCOME MATERIAL EMAILED INSTANTLY 💌

Firstly will  need to pull your credit from IDENTITY IQ  or SMART CREDIT to see what  key factors are impacting your fico scores. Once  you have done this your report will be scanned for payment history, amount of debt, also known as your credit utilization ratio, age of credit accounts or history. mix of credit accounts, New credit inquiries. Over the next 6 months  I will be cleaning Directly with the credit bureaus and building your credit with 10+ recommendations I personally used myself.   Once payment has been received you will immediately get a welcome email of all the things I need to expeditiously start your file. I will be deleting Collections, hard inquires, old addresses, misspelling of your name, charge offs, late payments evictions, repossessions, child support , judgments, bankruptcy, bank loans, and medical bills. Most people that sign up with me DONT have back credit !!! They just don't utilize their credit. Credit utilization refers to the amount of credit you have used compared with how much credit you have been extended by a lender. It also refers to a ratio that lenders use to determine your creditworthiness and is a factor that is used to determine your credit score. It is imperative that you use your credit  in order to increase your score! There's absolutely no way to have a good credits score without having positive reporting accounts. You can get everything deleted off of your credit report and STILL have bad credit due to failure of REBUILDING your credit profile. Rebuilding means you have positive reporting accounts that report to the credit bureaus monthly. I WILL BE WORKING ON YOUR FILE FOR A CONSECUTIVE 6 MONTHS FROM THE DAY OF PAYMENT*

*child support and bankruptcies may require additional time * As mentioned in my welcome email and text my services are for 120 days during that 120 day duration It is 100% your responsibility to stay in contact with me to let me know what letters you or do not receive from the credit bureaus and third-party agencies because all corresponding dispute updates will be sent directly to you via USPS mail. (I RECOMMEND SETTING A CALENDAR  REMINDER  EVERY 30 DAYS PROVIDING ME WITH A TYPE OF UPDATE)*